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Du bist also nie ohne Versicherungsmöglichkeit."]}]]}],["$","details",null,{"className":"group bg-white rounded-xl border border-gray-light","children":[["$","summary",null,{"className":"cursor-pointer p-5 font-medium text-anthrazit hover:text-navy transition-colors list-none flex items-start justify-between gap-3","children":["Wird die Kündigung in der Schufa gespeichert?",["$","svg",null,{"className":"w-5 h-5 flex-shrink-0 mt-0.5 text-gray-medium group-open:rotate-180 transition-transform","fill":"none","stroke":"currentColor","viewBox":"0 0 24 24","children":["$","path",null,{"strokeLinecap":"round","strokeLinejoin":"round","strokeWidth":2,"d":"M19 9l-7 7-7-7"}]}]]}],["$","div",null,{"className":"px-5 pb-5 text-anthrazit-light leading-relaxed","children":["Die Kündigung selbst wird ",["$","strong",null,{"children":"nicht in der Schufa"}]," gespeichert, sondern in der ",["$","strong",null,{"children":"HIS-Datei"}]," der Versicherungswirtschaft. Unbezahlte Forderungen können allerdings zusätzlich als Negativeintrag in der Schufa landen."]}]]}],["$","details",null,{"className":"group bg-white rounded-xl border border-gray-light","children":[["$","summary",null,{"className":"cursor-pointer p-5 font-medium text-anthrazit hover:text-navy transition-colors list-none flex items-start justify-between gap-3","children":["Wie lange bleibt der HIS-Eintrag bestehen?",["$","svg",null,{"className":"w-5 h-5 flex-shrink-0 mt-0.5 text-gray-medium group-open:rotate-180 transition-transform","fill":"none","stroke":"currentColor","viewBox":"0 0 24 24","children":["$","path",null,{"strokeLinecap":"round","strokeLinejoin":"round","strokeWidth":2,"d":"M19 9l-7 7-7-7"}]}]]}],["$","div",null,{"className":"px-5 pb-5 text-anthrazit-light leading-relaxed","children":["Ein HIS-Eintrag bleibt in der Regel ",["$","strong",null,{"children":"5 Jahre"}]," bestehen. Danach wird er automatisch gelöscht. In dieser Zeit solltest du schadenfrei fahren, um deine Position bei Versicherern zu verbessern."]}]]}],["$","details",null,{"className":"group bg-white rounded-xl border border-gray-light","children":[["$","summary",null,{"className":"cursor-pointer p-5 font-medium text-anthrazit hover:text-navy transition-colors list-none flex items-start justify-between gap-3","children":["Kann ich gegen die Kündigung Widerspruch einlegen?",["$","svg",null,{"className":"w-5 h-5 flex-shrink-0 mt-0.5 text-gray-medium group-open:rotate-180 transition-transform","fill":"none","stroke":"currentColor","viewBox":"0 0 24 24","children":["$","path",null,{"strokeLinecap":"round","strokeLinejoin":"round","strokeWidth":2,"d":"M19 9l-7 7-7-7"}]}]]}],["$","div",null,{"className":"px-5 pb-5 text-anthrazit-light leading-relaxed","children":["Bei einer ",["$","strong",null,{"children":"ordentlichen Kündigung"}]," (z. B. nach Schadenfall) hast du in der Regel kein Widerspruchsrecht. Bei einer Kündigung wegen Zahlungsverzugs kannst du durch ",["$","strong",null,{"children":"Nachzahlung"}]," innerhalb der Frist die Kündigung oft noch abwenden. Wende dich im Zweifel an den Versicherungsombudsmann."]}]]}],["$","details",null,{"className":"group bg-white rounded-xl border border-gray-light","children":[["$","summary",null,{"className":"cursor-pointer p-5 font-medium text-anthrazit hover:text-navy transition-colors list-none flex items-start justify-between gap-3","children":["Muss ich die Kündigung beim neuen Versicherer angeben?",["$","svg",null,{"className":"w-5 h-5 flex-shrink-0 mt-0.5 text-gray-medium group-open:rotate-180 transition-transform","fill":"none","stroke":"currentColor","viewBox":"0 0 24 24","children":["$","path",null,{"strokeLinecap":"round","strokeLinejoin":"round","strokeWidth":2,"d":"M19 9l-7 7-7-7"}]}]]}],["$","div",null,{"className":"px-5 pb-5 text-anthrazit-light leading-relaxed","children":[["$","strong",null,{"children":"Ja, unbedingt."}]," Die meisten Versicherer fragen danach, und falsche Angaben können zur Anfechtung des neuen Vertrags führen. Sei ehrlich – der Versicherer sieht die Vorgeschichte ohnehin in der HIS-Datei."]}]]}]]}]]}]}],["$","section",null,{"id":"vergleich","className":"py-16 border-t border-gray-light bg-white","children":["$","div",null,{"className":"max-w-4xl mx-auto px-4","children":[["$","h2",null,{"className":"text-2xl md:text-3xl font-bold text-navy text-center mb-3","children":"Jetzt neuen Versicherer finden"}],["$","p",null,{"className":"text-center text-anthrazit-light mb-10","children":"Vergleiche Tarife und sichere dir sofort neuen Versicherungsschutz – auch nach Kündigung."}],["$","$L9",null,{}]]}]}]],null,["$","$La",null,{"children":"$Lb"}]]}],{},null,false]},null,false]},null,false],["$","$1","h",{"children":[null,["$","$1","-GzV9RcmVHyoD36HI8l2B",{"children":[["$","$Lc",null,{"children":"$Ld"}],["$","$Le",null,{"children":"$Lf"}],null]}]]}],false]],"m":"$undefined","G":["$10","$undefined"],"s":false,"S":true}
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